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    • 1. What is a share of equity?
    • 2. Investing in individual companies is risky
    • 3. Diversification greatly reduces the risks while keeping the return high
    • 4. If you don’t have a 10-15 year investment horizon, then you shouldn’t own shares
    • 5. The market is very efficient and the price is right most of the time
    • 6. Fund managers almost never beat the market and are eating your lunch
    • 7. ETFs provide a great and low-cost alternative to actively managed funds
    • 8. 80% of your portfolio performance is determined by asset class allocation, not selecting individual shares
    • 9. Don’t buy what you don’t understand
    • 10. Once you have an equity portfolio, rather than going to sleep for 10 years, you should keep an eye on it
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You are working hard. But are your savings working at all?

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Why do other people use ‘My Money Works’?

Learn how to better invest their money

If you find education expensive, try ignorance

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Learn how to construct a portfolio that matches their investment horizon

There are as many portfolios as there are people and the first step is always the hardest

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Access useful and simple portfolio management tools

You need tools that your bank will never provide

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Exchange opinion with other members, as well as ‘Black Belt’ experts

Complement your own experience with the learnings of other members

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Understand the risks (and the risks of doing nothing)

The greatest risk is to take no risk

Read More “Understand the risks (and the risks of doing nothing)”

Monitor the performance of their investment portfolio

If you don’t measure it, you can’t manage it

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Compare performance with the performance of other members

Being average is just great, and above average risky

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Improve their existing investment portfolio

If your portfolio performance is below average, it is time to fix it

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Simulate the past via ‘backtesting’

Those who fail to learn from the past are doomed to repeat it

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Simulate what the future could look like

Prediction is very difficult, especially if it’s about the future. But simulations are possible

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Receive personalised alerts

Let your portfolio do the hard work and MyMoneyWorks inform you when needed

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Become a better investor, and enjoy a sweeter pension

Plug the holes in your pension, reimburse your mortgage early, and buy yourself a better life

Read More “Become a better investor, and enjoy a sweeter pension”

Ten principles

  • 1. What is a share of equity?
  • 2. Investing in individual companies is risky
  • 3. Diversification greatly reduces the risks while keeping the return high
  • 4. If you don’t have a 10-15 year investment horizon, then you shouldn’t own shares
  • 5. The market is very efficient and the price is right most of the time
  • 6. Fund managers almost never beat the market and are eating your lunch
  • 7. ETFs provide a great and low-cost alternative to actively managed funds
  • 8. 80% of your portfolio performance is determined by asset class allocation, not selecting individual shares
  • 9. Don’t buy what you don’t understand
  • 10. Once you have an equity portfolio, rather than going to sleep for 10 years, you should keep an eye on it

Discovery services

  • Black Belt Masterclass Learning Program
  • Excel tools and Checklists
  • The MyMoneyWorks reference portfolios
  • Discussion Forum

Premium members only

  • Portfolio Dashboard
  • Portfolio Backward simulation
  • Compare Performance with other members

Platinum members only

  • Portfolio Forward simulation
  • Received Alerts
  • Interact with ‘Black Belt’ experts

Recent posts

  • Credit Suisse: Global Investment Returns Yearbook 2017 05/04/2017
  • The Economist: do smart-beta investment funds work? 20/03/2017
  • The Economist: three sanity tests for whether tech firms are living in a bubble 27/02/2017
  • The Economist: It is not easy for investors to recognise a bubble 13/02/2017
  • New York Times: John Maynard Keynes’s own portfolio not too dismal 20/01/2017
  • The Economist: the British mutual-fund fees are too high 01/12/2016
  • The Economist: Index we trust 01/12/2016
  • The Economist: Warren Buffett’s 50 years running Berkshire Hathaway have been one of business’s most impressive winning streaks 14/10/2016

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Recent Posts

  • Credit Suisse: Global Investment Returns Yearbook 2017
  • The Economist: do smart-beta investment funds work?
  • The Economist: three sanity tests for whether tech firms are living in a bubble

DAX today and in the past

DAX on 15 December: 13100
DAX 10 years ago: 7500
DAX 20 years ago: 4300
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